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Money Magazine - Money habits that make you poor

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Managing money is one task each and every one of us is confronted with on an everyday basis. Most often it is seen that one works very hard, earns well, splurges and then there is hardly anything left for the proverbial rainy day. This vicious cycle continues and when an emergency pops up, one is left to face the ugly truth that you may be broke. In such a situation it would be worthwhile to consider what are some of the bad financial habits that makes one go broke. Being financially independent doesn't mean earning alone, it means using your money judiciously and at the same time making money work hard for you.  
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Money Magazine - Why Money Magazine?

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Money Magazine is a textbook for money management ironically which is not thought by our so called “Education System” yet we have to go through it every day. Indian education system is designed to crib your creativity, kill everything your passionate about, loot your money even before you start earning and throw you into the world whitout even teaching how to get profit out the investment you made in so called education.
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Money Magazine - Taxation On Small Savings Schemes

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One way of easily saving all that loose change that you have had at the bottom of your bag or wallet is by investing in the small saving schemes. Relatively easy and much cheaper than the premiums you will pay for higher insurance and savings, small saving schemes are used by all. Starting from just Rs.10 and with a maximum limit in six digits, you can pay a premium that you can afford. Although you have good investment and savings opportunities available in different banks now, it is crucial to still have a small savings scheme for the save and secure investment along with good returns. There are many taxation benefits on the different type of small savings schemes that are available. Check them out to make an informed decision:
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